[Pukin Dog]

If I wanted to start a small business ---where would be my source of capital?

Read carefully, FITZ.

The source of capitol, are those people who place their money in the bank. When more people invest and save, credit restrictions are relaxed, providing more access to that same capital. When economic conditions remove the incentive to save and invest; credit restrictions are tightened, removing available capital from people wishing to better their economic condition.

The Banks are not what you need to worry about; it is the people who would either put money in, or take money OUT, that you should worry about. That is what ultimately determines the health of the economy.

[FITZ]

No ---without the middle class putting their money in a bank, there will be no credit. Why would the rich put their money into US banks? They'll put their money in countries where people work and produce. When you don't have jobs, you aren't doing any of that.

[FITZ]

Working middle class people are what determines the economy for the majority. Of course in countries like Mexico where the few elites are incredibly wealthy, they don't need to care what Mexico's economy is doing. It doesn't affect them in the least ---they've got their access to Pemex and are independently wealthy ---why should it matter to them that the majority are desparate and flooding out of the country? It doesn't matter ---they wouldn't really care if the peasants starve ---that's how little the rich care about the economy.

[sarcasm]

The source of capitol

Your argument might be more persuasive if you knew how to spell.