I do not have to ask Bill Gates to give me money; he already does whenever the stock goes up. The banks are NOT a source of capital, they are holders of capital, for which they offer CREDIT to others.
Come on FITZ, this is basic economics. Banks offer credit because Corporations and other entities extend THEM credit by allowing them to invest their money in others.
Banks are middlemen, they are NOT a source of capital.
If I wanted to start a small business ---where would be my source of capital? The BANK, the bank which would give a middle class person money. I don't even have to know who the investors are, but many of them would be people like myself. A little left over money they decided to invest.