[FITZ]

I'm glad because we got to chose between different deductibles. If you go for the really high deductible you don't end up having to pay so much --- even with a $200 deductible, I usually never reached it so I figured it would be better to pocket the premiums. You can easily build up enough savings from that to pay a high deductible.

[MarkL]

Well, like I said, I opted for the second highest deductible, $1500.00 (no, that's NOT a typo) with a maximum $2500 out of pocket expense per year. That's how I managed to keep my premium down to less than $350/month. Given the way cost have kept shooting up, I figured that I would only have been able to keep paying for my health insurance for another 10 years or so at most. By that time, I should have had my house paid for, and would probably have to sell the house to continue my health insurance...

Mark