[Texas Eagle]

I used 5% on the 15 year as a guesstimate also.
I used 5.5% on the 30 year as a guesstimate.

I think that's reasonable.

Now, look at line 10 on the 10 year calculation window and look at line 30 on the 30 year calculation window.

Now looking at column 1 only, what is the difference between your total payments?

[Fred Mertz]

I'd make $40K less payments if I refinanced with a 10 year vice a 30 year mortgage.

What am I waiting for?