[Beck_isright]

Of that 100% you donate, less than 40% usually makes it to the intended charity. You can fight this. It is very illegal to require an individual to contribute. There are plenty of lawyers ready to take up this cause (actually there are too many lawyers, but you get my drift).

As to your aside, their symbol should be a bandito with a gun in your face. The UW is the most corrupt company I have ever seen. My dealings with them in the mid 90's made me realize just how bad the UW and American Red Cross really are. All of my contributions are handed to the charities of my choice in person or via mail.