[Mamzelle]

Don't know if you're in Texas, but there's a lesson to be observed in that state's homeowners' insurance mess.

Credit-carb creditors are taking on the appearance of loan sharks, trying to seduce people who can't afford them into debt. Now they're trying to change bankruptcy laws to help them create more deadbeats.

I know, "personal responsibility"--but these companies hawk cards to freshmen in college!! Kids with no income!!

[WARF]

I have been out of College for almost 11 years . By the time I graduated college I had almost 25,000.00 in credit card debt. Needless to say I am still in credit card debt but only about 8,000.00 now . I have not used a credit card in almost 5 years now. I have only 1 active account. You need at least one to rent anything ( room, car , etc. ).

[WARF]

I have been out of College for almost 11 years . By the time I graduated college I had almost 25,000.00 in credit card debt. Needless to say I am still in credit card debt but only about 8,000.00 now . I have not used a credit card in almost 5 years now. I have only 1 active account. You need at least one to rent anything ( room, car , etc. ).