[freeper12]

>>So, before you go trying to spin my statment, PROVE yours.

I was agreeing with you and saying why should an HMO be guaranteed a profit when the other parties to the transaction (i.e. the doctor in your case, or the patients in my example) have no such guarantees.

I wasn't spinning anything...why don't you prove to me that no patient has ever had to declare bankrupty to get out of paying for medical expenses...which was my point.

Not sure why you got your panties all twisted in a knot.

[bonesmccoy]

Dear Freeper12,

I can not prove a negative. However, your previous statement asserted a positive, that patients have been put into bankruptcy by doctors who over charge.

The reality is that under HMO contracting, the doctor only receives $4.00 or $5.00 for an adult male per month. No matter how much service is rendered, the dollar amount is the same! So, there is absolutely no incentive for the medical group to see a primary care patient under an HMO contract.

I appreciate your agreement regarding HMO profit margins. However, the spin taken by the liberal media and their RAT politicians is that the skyrocketing cost of healthcar is related to over charges by unscrupulous doctors.

The reality is just the reverse. The HMO are sucking 20-30% of the premium dollar out in profit alone. The hospitals are sucking another 30% out. that leaves 40% of premium for drugs and all human labor. Of the 20% of the premium that goes to the IPA, only $5.00 makes it to the site of care.

The end result is no care and no access to a physician.

The Enron accounting in healthcare is a moral disgrace.