Since the first federal resources were made available to state and local health agencies for AIDS prevention in 1985, federal funding, which now includes money for research, treatment, and housing, has skyrocketed to $13 billion for fiscal 2003. As a result of the work of highly mobilized lobbying forces, more is spent per patient on AIDS than on any other disease, though it does not even currently rank among the top 15 causes of death in the United States. In one year, 1998, heart disease, the nation's leading cause of death, killed 724,859 Americans only 6.8 percent less than the 774,767 who have contracted AIDS in the last 20 years.2 Of those 774,767 total AIDS cases, 462,766 have died. During that same period, 14 million Americans 30 times more have died of heart disease.
Research expenditures at the National Institutes of Health (NIH) demonstrate the uneven use of federal resources. In 1996, NIH spent an average of $1,160 for every heart disease death, $4,700 for every cancer death, and a whopping $43,000 for every AIDS death.3 Even though they get far less research money, that year heart disease killed 24 times more and cancer killed 17 times more than the number of people who died from AIDS in 1996, when AIDS was still the seventh leading cause of death in the U.S.
I suppose you could monitor people for what they do that adds to the price of your insurance, as long as they can monitor you for how fast you drive, what foods you eat, what your sleeping habits are, and anything else you might do that would affect how much they pay for insurance.