[1stFreedom]

I believe that it will go on your credit record if you pay. The last transaction stays on your credit for 7 years. This is why if you have charge offs and the company won't remove from your credit if you pay off, just leave it alone. It will drop off after 7 years.

[honeygrl]

"I believe that it will go on your credit record if you pay. The last transaction stays on your credit for 7 years. This is why if you have charge offs and the company won't remove from your credit if you pay off, just leave it alone. It will drop off after 7 years. "

Glad to know that.. they definitely won't get a dime from us now. Their letters always end up in the stack of hospital bills from hospitals with staff too stupid to bill our insurance correctly. Sometimes I wonder why hospitals bother to make a copy of your insurance card if they aren't going to bother to use it.