Just right click on the image, and go to "properties" on the menu. Copy this:
http://images.washtimes.com/images/op-ed/0401garner.gif
Then write this HTML formula, dropping in your copied "properties", it will look like this, but I am putting spaces next to the < > so that the HTML will not activate.
< IMG SRC="http://images.washtimes.com/images/op-ed/0401garner.gif" >
If you leave out the spaces, you get your picture to activate in HTML.