[Nov3]

Make it voluntary and watch the price plummet.

It is de facto voluntary in Memphis TN where if you have insurance you are in the minority.

[dinodino]

Used to live there--you are *so* correct. More uninsured motorists than you can shake a stick at. I actually stopped to be a witness at an accident, and BOTH drivers were uninsured...and one of the cars was a late-model SUV!