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I hate to interfere in the discussion, but I'd like tell you (and everyone) that not all retirees get full health care or retirement. My father retired from the Army with 23 years active duty as a combat veteran. I don't know all his campaigns, but I do remember Papua , New Guinea campaign on his dd-214. He was in Europe and the Pacific in WWII, he also served in korea and was with the MAG groups at the beginning of Vietnam(1963).

After his retirement, he worked for another 22 years for the Post Office. He does not receive Social Secutity since the military didn't withold enough for certain "notch" people -based on the year they were born. He said this is why he doesn't have part B on medicare (though he does have part A) you need both for Tricare (this is the firtst time I've even heard of it). He had to leave Champus at 65.

Anyway, in 2001, he had a series of small strokes and was in various hospitals for about 6 months, finally ending up in a VA facility. This was the first time he'd been to a doctor for about 20 years (he's 79). When I asked about disability (he has a visual cut, diabetes,high blood pressure and other problems and is now unable to care for himself) ) I was told not to bother. At his income level, he would only save a small amount in taxes and his annuity would be cut by the amount he received. When he came home, I asked about some of the in home services, I was told we could apply, but don't hold our breath since the waiting list was so long. If he ever needs nursing home care, his savings will only pay for it for about a year. His retirement annuity will ony cover a portion of it. There is a three-year wait for nursing facilities at the VA. As it was explained to me, just because a benefit is listed, that doesn't mean the funding is there for it.

He did pay for doctor's visits and certain tests when he was at hopitals other than the VA. The things that were "not covered by medicare A" or went toward the deductible or were over the amount allowed by his FEHB plan, etc. At the VA, he still pays the full amount a veteran can for his medicines ($7) per perscription, since his strokes are non-service connected conditions. As I understand it, he will also have to pay for certain tests and procedures.

Please understand, I am NOT blaming GWB for this. This was Clinton's idea. I am saddened by the system we have when so damn much tax-payer money is wasted. I'd also like to say that the Doctors at the VA are wonderful, but the red-tape is a nightmare.

Most importantly, I just want everyone (esp. veterans) to understand that they need to check their insurance carefully and buy supplements while you can! We've made it through the worst and I consider my self blessed that Dad was able to come home with us.

Sorry to be so long-winded, I just want to explain the situation some veterans face.

Thanks,