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I'm not so sure. For example, I'm not a carpenter but I do do some woodwork around the house. I could survive most projects with a $35 to $50 screwdriver. However, when it comes to tools, I will almost always go for the professional grade spending $250 - $300 on the top end cordless, chuckless, cluched, dual speed, variable screwdriver from a reputable brand.

That to you may qualify as neurotic. However, I see it as a time saver. I can tell you that I have completed many a project faster than I could have with a $50 screwdriver.

To me, that time is valuable because I travel alot and when I'm home, I want to minimize the amount of time I am doing chores so I can spend the maximium amount of time with my family.

Has the $300 screwdriver paid for it self - not in dollars, but in my mind, it has by returning some precious time back to me.

Same with many of the Xmass gifts I get for my wife. TIME Efficency is our watch word. Do not get the $200 washer because it has a small load capacity. Do get the $500 one because she can wash our clothes in 2/3rds the time.

I would say not neurotic - just a different set of values and personal requirements.

As for toasters, mine is $50. The last $20 toaster we had only lasted about 14 months. This one is already 2 years old and doing fine. There is something to be said for paying extra for quality.