[BeAllYouCanBe]

In my case and I'm sure most other identify thefts the person cashed checks in my name after setting-up a bank account in my name. All done very fast in today's economy where a fake driver's license can be had for $50.

If the bank had a bio-metric that confirmed it was me then there would be no bank account granted. As it was the person was 30 years younger than me, of a different race and 4 inches taller. None of that data was available to the bank granting the new account. It was only known to the bank that I had a sterling credit rating.

By-the-way it may be very difficult for me to get a checking account if I ever move and need a new bank.

[PatrioticAmerican]

"If the bank had a bio-metric that confirmed it was me then there would be no bank account granted. "

Maybe. It would certainly be more difficult, but bio-metric readers have their problems as well.

Instead of adding more comlexity to the situation, how about removing the very openess that allows for identity theft? How about SSN's going away? How about not allowing a bank to share our info with credit card companies? How about national databases of our personal information going away?