I think jaywalking, especially on busy roads, is not safe for those walking the street nor those who are driving, although if I run across a street without cars nor traffic, I would find it extremely silly to be issue a citation, considering I did nothing to harm anyone else.
I also have no problem with having to have insurance for a vehicle. It "insures" the fact that if I damage your property, I will pay for it.
These rules make sense. However, if I'm minding my own business, I don't see the morality in making me a criminal when I have done nothing to you or yours.
Am I really that out of line here?