Insurers waste the time of the physician and add huge staffing issues to the physician and hospital by "requiring" more information before paying. These requests for "more info" are now infringing on patient privacy, the autonomy of physician decision making, and the health of our nation.
I am also "up to date" on all of the HIPAA rules. As a matter of fact, I WAS INVOLVED WITH THE PROCESS TO WRITE THE CODE. The current code is NOT what was intended by physicians who wanted gov't to PROTECT the American people's interests BEFORE the interests of insurers.
Having patients submit claims would at least bring the insurer into a mode where they need to respond to the people. Right now, the insurers are not responsible to anyone.
I dont disagree with you at all. I was just trying to explain how the executive branch got involved in the first place.
As a certified coder, I need to keep up to date with all new rules and regulations. That doesn't necessarily mean I agree with them.
I think what shot the cost of health care through the roof in the first place was Medicare and other Government interference. People don't realize that the cost of a doctors visit today would be about $10.00 if the physicians could do their jobs and treat people without worring about all on the govermental redtape.If they don't believe Big Brother is watching them, they are delusional.
This is all because somebody thought it would be a good idea years ago to have a third party pay for their healthcare.
What I would really like to know is how expensive an oil change would be today if people demanded that their car insurance paid for that?
Insurance should be just that, insurance against catastrophic finacial loss. Not for the common cold.