And when they run out of friends and relatives, they end up looking for a real job, anyway, though sometimes after Chapter 13. One of the dealiest damages these things do is to convince the sucker they are "Building a business", as they slip into bankruptcy. Now, the sucker has no family, no friends, and no income.
Years ago, one enterprising scammer couple mailed their classmates, announcing a "Thirteenth Reunion".
People arrived to learn it was (Is someone going to FINALLY say the "A" Word"?).
The downside was a wasted evening, but the bright news was the house was trashed.