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Primerica used to be A. L. Williams, a replacement insurance agency run by Art Williams ex-football coach. When I say that Primerica is corrupt I don't mean that the agents are corrupt but the company itself. It steals from the agency that sells it's products. It really uses people horribly to the benefit of the corporation. The agents think of themselves as independent contrators but are treated as employees. That means that the people recruited assume all the risk for procurring the business (rents, leads etc.) and Primerica gains all the reward. It's also a nifty way for the corporation to remove tax liability for itself. The agents, especially at the bottom, are good people. They are just being hopelessly and unknowingly exploited.