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How about this. I have a Ruger P-90 .45cal the only safety it has is a hammer De-cock, if I have a round chambered and the trigger is pulled the gun goes BOOM! That is my only reasoning behind not having a round chambered. That and I it is just one other way to ensure the gun does not fire on accident. Of course if I was ever in a situation where I may need to pull my gun and wouldn't have time to chamber a round, I would have on in the pipe.

How about this. I have a Ruger P-90 .45cal the only safety it has is a hammer De-cock, if I have a round chambered and the trigger is pulled the gun goes BOOM!

I don't know the P90, but I don't think it would be prone to a discharge if dropped. Most modern guns are protected against that sort of thing. One of my guns functions in the way you describe (a Steyr GB), and while it will go BOOM on a pulled trigger - which will have to be a trigger pull that cocks the hammer, btw - it will not discharge on being dropped. That is because the firing pin is protected from moving UNLESS the trigger is also being pulled.