[WhyisaTexasgirlinPA]

Yes, the fact that an 18 year old was with a 12 year old immediately caught my attention - but not because I was thinking cupability - I was thinking like a Mother - what in God's name was a 12 year old girl doing with an 18 year old man?

But, your comments are interesting......you are probably right that "if", and that is a big if, he is insured, the lawyers could go after him..... Maybe someone with expertise in insurance can tell us.

[conservatism_IS_compassion]

18 vs. 12 . . . bears comparison to a statutory rape situation.

On reflection, the fact that she tried to evade her parents had to do with that as well as the joyriding, didn't it?! When she saw her parents she likely told the boy to hide!