Law, the limitation of Arbitrary Power, the small and limited government...these are the answers. I would prefer the civil courts and liability protecting the public compared to the likes of Tommy Daschle and Big Government Regulation.
We see the Federal balance of US Justice Department buzzard and SEC buzzard circling a fat injured animal each wanting a good meal but with their eye peeled for each other. I'm not on the side of the buzzards even though I've seen that poor animal as critcally injured (by its own stupidity) for some time.