Since then I have encouraged ALL my stepchildren and my niece and my nephew to write out a will, detailing who they want their things to go to in case something should happen.
And this is ESPECIALLY important for parents of children under 18; specify WHO gets them!!!!
Thanks for reminding everyone about who should be the guardians of minor children. That is very important. I have seen families fight in court to control the children so they could control the money....very bad situation. Don't leave it up to a Judge to decide.