I am not "rich" but I am comfortable. However, I feel it is far more expensive to deal with the constant problems and failures with Windows than my preferred Mac OS X -- I also use Linux and BSD extensively on my x86 computers. You pay a little more in the beginning with Mac OS X but end up saving tons of money in the long run. I never lose productivity or data due to viruses. I am not spending tons of money on firewalls, virus protect and data recovery. My Mac OS X comes with that built-in (sans virus protection we really never have virus outbreaks in Mac OS X or Linux).
To me, hearing a Windows user having virus troubles is like listening to homosexuals complain about AIDS. If you didn't engage in a certain pattern of behavior, you wouldn't have the problem. Same thing goes with computers. If you start to realize that the Operating System you are using is causing all kinds of problems in your life, you ought to stop using it. To hear people complain about the same problem over and over and over without resolution is frustrating. Just like homosexuals, when you give the simple solution to problem you get the same reaction, "How dare you question my choices" and personal attacks.
The solution to your problem is available and can be obtainly freely!
I use Linux. It's even cheaper (free). I've gotten quite a few of these things sent to me, as well as the earlier ones. I don't know any of the people it's coming from, so I don't know why I would be in their address books (maybe spammers?).