[Snow Bunny]

I LOVE this idea of yours. It is fantastic !!!!!!!!! Brillant , totally brillant!

[swheats]

It could work, the worst thing that could happen is FOB's in the credit card processing business and they eat the cost and give the $30,000 to the foundation. Bill gets more money, his friends recoup the money through higher rates through other credit card holders.

I'll wait and trust what I've read that the wealth of the wicked is laid up for the just.