Posted on 11/04/2025 12:05:04 PM PST by nickcarraway
David Delfiner and Lisa Parsons received a shocking letter from their health insurance provider when they checked their mail last week. Their monthly health insurance cost will increase from $350 a month this year to $2,221 starting in 2026.
“It’s insane. It’s unbelievable,” said Parsons, a 59-year-old retiree living in South Lake Tahoe.
The couple is not alone as open enrollment begins and 1.7 million Californians are facing an average 97% surge in premiums for next year’s health insurance plans available on the open marketplace.
Covered California, the state’s health care exchange, expects prices to increase 10% on average for all enrollees using the marketplace. But the increased costs are exponentially higher for people like Delifner and Parsons thanks to the end of a Joe Biden-era tax credit.
That tax credit passed in 2021 offered health care subsidies for middle-class people who cannot buy coverage through their workplaces.
Covered California has called the end of the tax credits “a catastrophic cost” for enrollees in the program that will result in 361,000 people losing health insurance, according to a 2022 analysis.
Return of the subsidy cliff
People like Parsons and Delfiner are facing sky-high costs because of the expiration of the “enhanced premium tax credit,” which was created in 2021 to help lower health care costs for middle-class Americans. It is set to expire at the end of 2025.
Lower-income Americans will still get health care subsidies regardless of what Congress decides this fall. The Affordable Care Act passed in 2010 gave free health care for millions of the poorest Americans by expanding Medicaid to anyone making up to 138% of the federal poverty level, which equates to $21,597 for an individual or $44,367 for a family of four.
(Excerpt) Read more at sfgate.com ...
Vote for 0bama, Get The Bill....
It was always more expensive because other people (taxpayers) were paying the bulk of it. Welcome to the world of paying for your on costs, sweethearts.
“If you like your doctor, you can keep your doctor”
I meant, “Elections have consequences.”
Unless a Republican is elected. Then consequences are anti-Democratic.
More anecdotal yadda yadda, but what is interesting here is that SFGate has a Cannabis Editor! 🤣😂🤣 Of course at SFGate everyone from the janitor on up is probably at least an Assistant Deputy Cannabis Editor.
Everyone is getting totally squeezed and stung on health care costs in 2026. Big Pharma drug prices are a joke. They are taking it back in other ways.
Insurance companies are pwned by Big Pharma.
What a total con job it all is.
Obamacare was designed to fail.. understand that
Of course it was. It was supposed to fail into single payer healthcare. The government is supposed to own our health.
I included that on purpose. Remember, George Soros financially supported legalization, because he thought it would lead to socialized medicine.
Our pharmaceutical prices are higher to subsidize low cost pharmaceutical in Europe or elsewhere.
They might not be able to afford insurance, but they can still get assurance. (Heb 10:38” “Now the just shall live by faith: but if any man draw back, my soul shall have no pleasure in him.”
Sign so you can read it......
The SF prose is deceptive. While they begin as a "personal interest" story about "David Delfiner and Lisa Parsons," their income is not mentioned. Could be middle class. Could be wealthy.
And "Parsons, a 59-year-old retiree living in South Lake Tahoe."
Here she is. https://www.lisaparsonsauthor.net/
One of her books is promoted, "When a radical right-wing militia group executes a police officer and ambushes Maya and her team of first responders on a Pacific Northwest city street, paramedic Maya Murphy's world is turned on end."
Democrat, for sure, and running a photography site as well. And 62-year old David Delfiner? Turns out he gets a pittance of a retirement from the UC system, suggesting he was at best a low-end employee. But "retired," nonetheless. Amazing what one finds when SF Gate makes individuals into "public figures."
Article says these unmarried folks will be hit for an 800% increase, but the body of the article says most will have premiums double. So the headline is both 1) click bait, and 2) exaggerates Californians challenges.
California, run by Democrats and with a super-majority in the legislature, the state can pick up the tab. The true OBAMA tab.
So the temporary subsidy to support people during COVID has come to the scheduled end date the Democrats voted for.
Oops, sorry. Wrong thread.
LOL.
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