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Student loan borrowers brace for wage garnishment: ‘Money is tight when you’re a teacher’
CNBC ^ | 05/19/2025 | Annie Nova, Ali McCadden

Posted on 05/19/2025 8:42:50 AM PDT by SeekAndFind

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To: SeekAndFind

Covid exposed how bad our public schools were...and also the scumbag teachers.
Zero sympathy!


41 posted on 05/19/2025 9:54:45 AM PDT by rrrod (6)
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To: SeekAndFind

15% garnishment? 15% of a theatre arts major’s earnings is zero. So, there’s that.


42 posted on 05/19/2025 10:10:33 AM PDT by chuckee
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To: SeekAndFind
If he's 46 years old, he either had a mid-life career change, or he got his teaching degree 23 years ago (if he went for a Master's degree straight out of undergraduate school).

If he got his degree early on, that would be from before student loan debts skyrocketed under Obama.

So what happened in the intervening years besides having two children?

-PJ

43 posted on 05/19/2025 10:25:00 AM PDT by Political Junkie Too ( * LAAP = Left-wing Activist Agitprop Press (formerly known as the MSM))
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To: SeekAndFind
“Money is tight when you’re a teacher,” Collier, 46, said.

Then move to New York, $75k+/year for 9 months work.

44 posted on 05/19/2025 10:27:51 AM PDT by 1Old Pro
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To: Dana1960
It's already dischargeable in bankruptcy with the undue hardship clause.

It should be the same as any other debt. Neither the government nor the schools deserve to have any special protections that are denied to other institutions.

45 posted on 05/19/2025 10:31:50 AM PDT by T.B. Yoits
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To: SeekAndFind

“Money is tight when you’re a teacher”

Tell that to the two retired master teachers I know who retired at over $100,000 a year each.


46 posted on 05/19/2025 10:32:56 AM PDT by dljordan (The Rewards of Tolerance are Treachery and Betrayal)
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To: SeekAndFind

Most teachers make good money..$100,000 in my state.


47 posted on 05/19/2025 10:45:19 AM PDT by cherry
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To: T.B. Yoits

WHY???

DOESN’T MAKE SENSE TO ME.

THAT IS SOME OF MY TAXES.


48 posted on 05/19/2025 10:57:26 AM PDT by ridesthemiles (not giving up on TRUMP---EVER)
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To: SeekAndFind

If you are a teacher, you can carpool to work. Sell your car, no payment, no insurance. Use the $400-$600 a month for that, plus $50 for gas. You can easily payback the College loan that you stupidly borrowed.

Why don’t people take advantage of Community College, live at home, and finance 2 years of College with a job selling coffee in spare time.


49 posted on 05/19/2025 10:57:51 AM PDT by Glad2bnuts
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To: stanne

Community College is your friend, and inexpensive. Except the downside is, you can live at moms house, less partying, and no Spring Breaks.


50 posted on 05/19/2025 10:59:36 AM PDT by Glad2bnuts
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To: Glad2bnuts

I did community college for 2 years then to university. I recommend it for appropriate circumstances


51 posted on 05/19/2025 11:02:43 AM PDT by stanne (Because they were mesmerized by Obama, the man for whom this was named, whose name they left out of )
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To: T.B. Yoits

THAT would solve a *lot* of problems.


52 posted on 05/19/2025 11:16:13 AM PDT by FreedomPoster (Islam delenda est)
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To: T.B. Yoits

Heck, the schools need to be on the hook to some level.


53 posted on 05/19/2025 11:29:31 AM PDT by FreedomPoster (Islam delenda est)
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To: SeekAndFind
“Money is tight when you’re a teacher,” Collier, 46, said.

Then get a full time job.

54 posted on 05/19/2025 11:32:46 AM PDT by Labyrinthos
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To: SeekAndFind

U.S. Department of Education will soon garnish up to 15% of his wages because he’s behind on his student debt payments.

It’s how loans work no pay back repo man gets a call.


55 posted on 05/19/2025 11:44:33 AM PDT by Vaduz
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To: Da Coyote

Jill Biden’s doctorate of education was attained from a community college!


56 posted on 05/19/2025 11:47:41 AM PDT by JeemBeau
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To: T.B. Yoits

Agreed. The purpose of bankruptcy is to rehabilitate the debtor, either by liquidation of assets or a payment plan. It’s a fresh start with rules to prevent abuse and a trustee to police it. Corporate bankruptcy achieves the same result. There are legal costs for filing, potential for some assets to be seized, inability to obtain credit in the future, and having your name associated with this public records item. It’s not a free ride.

True that people can become insolvent by bad decisions, but equally true is that bad things can happen to good people. A layoff, a cancer diagnosis, lack of good jobs, divorce, etc. can tank a family’s finances even if they kept a nest egg for emergencies.

To the point, student loans should be dischargable in bankruptcy. And, I wouldn’t be opposed to a calculation on how much a debtor has contributed in tax payments over X years prior to filing to be used as an offset.


57 posted on 05/19/2025 11:51:57 AM PDT by Made In The USA (One and Two and Three and Four and)
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To: ridesthemiles
WHY??? DOESN’T MAKE SENSE TO ME. THAT IS SOME OF MY TAXES.

The problem is with the government lending taxpayer money. Changing bankruptcy laws to accommodate that flaw is perverse and dangerous.

The government should not be in the loan business colluding with financial korporations to give them special protections that NO company deserves.

58 posted on 05/19/2025 11:55:52 AM PDT by T.B. Yoits
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To: Dana1960
He was right: Milton Friedman said all debts WILL be paid.

Except he glosses over how governments inflate money supply to in-effect force taxpayers to pay government debts.

59 posted on 05/19/2025 11:58:41 AM PDT by T.B. Yoits
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To: SeekAndFind

It’s rough out there for a lot of people yet too few step back and see what’s driving the trouble. For example, our private sector is responsible for paying for the public sector of our economy. For decades the ratio of private sector employees to public sector employees has been shrinking. Like frogs in a pot of hot water, we’re getting cooked without recognizing the threat. Hard choices need to be made concerning the size and efficiency of government in our country. This means at all levels, federal, state and local.


60 posted on 05/19/2025 12:02:34 PM PDT by clashfan (With God as our defender)
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