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California’s home insurance prices set to soar
Los Angeles Daily News ^ | January 23, 2025 | Jonathan Lansner

Posted on 01/23/2025 11:15:41 AM PST by Angelino97

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1 posted on 01/23/2025 11:15:41 AM PST by Angelino97
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To: Angelino97

This will put downward pressure on CA home prices.


2 posted on 01/23/2025 11:16:57 AM PST by alternatives?
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To: Angelino97
I wish we could get separate policies for domestic fires v. wildland fires.

In the latter case, as soon as we get a new roof and siding, we will be self-insuring.

3 posted on 01/23/2025 11:18:19 AM PST by Carry_Okie (The tree of liberty needs a rope.)
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To: Angelino97

The kinfolk said
Jed, move away from there.

So they loaded up the truck
and moved out of Beverly.

Wildfires, mudslides, earthquakes,
regulations, leftist pols.


4 posted on 01/23/2025 11:19:55 AM PST by frank ballenger (There's a battle outside and it's raging. It'll soon shake your windows and rattle your walls. )
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To: Angelino97
Property owners are keenly aware of the state’s numerous risks to their property, most notably wildfires.

Equine feces. Both the Tubbs Fire in Santa Rosa and both fires in LA (Eton and Pacific Palisaides) were started by wildland fire, but proceeded as URBAN fires.

5 posted on 01/23/2025 11:20:01 AM PST by Carry_Okie (The tree of liberty needs a rope.)
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To: Angelino97

Mobile Homes are all the rage in California now...


6 posted on 01/23/2025 11:23:02 AM PST by dpetty121263
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To: Angelino97

California is really gonna take it in the chops when everyone who was hit with a 100 dollar parking ticket for parking next to an empty fire hydrant demands their money back.


7 posted on 01/23/2025 11:23:29 AM PST by FlingWingFlyer (The Dark Days are over. We don't want your criminals. Stop sending your scum to America!)
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To: FlingWingFlyer

Yeah, but you know they’re not getting their money back.


8 posted on 01/23/2025 11:25:25 AM PST by Angelino97
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To: Angelino97

It’s still fun to think about. LOL.


9 posted on 01/23/2025 11:26:02 AM PST by FlingWingFlyer (The Dark Days are over. We don't want your criminals. Stop sending your scum to America!)
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To: Angelino97

The same logic behind California’s home insurance bloated regulations and the FAIR plan applies to America’s health-care system:

Cost shifting from high-risk, high cost and often no-money patients, to everyone else - and government, of course.


10 posted on 01/23/2025 11:28:17 AM PST by PGR88
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To: Angelino97

Yeah I’d be surprised if rates don’t skyrocket across the entire nation...


11 posted on 01/23/2025 11:31:14 AM PST by ChinaGotTheGoodsOnClinton (You can vote totalitarians in but you can never vote them out...)
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To: Angelino97

It would almost certainly be cheaper to create an “In case of fire” system for your home that ensured it was doused by your own water source, and built from fireproof materials.

It’s always better to not need insurance than to end up needing it. And if you take responsibility for your own fire protection, it may be cheaper too.


12 posted on 01/23/2025 11:34:23 AM PST by cuban leaf (2024 is going to be one for the history books, like 1939. And 2025 will be more so, like 1940-1945.)
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To: Angelino97

With the current politicians in power Insurance companies had better figure a 10year payback on policies.


13 posted on 01/23/2025 11:34:28 AM PST by ImJustAnotherOkie
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To: dpetty121263

There will be even more.


14 posted on 01/23/2025 11:35:03 AM PST by ImJustAnotherOkie
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To: Angelino97

Mobile Homes can be moved in under 90 days, takes 7-10 years to build a house in California...


15 posted on 01/23/2025 11:36:26 AM PST by dpetty121263
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To: ChinaGotTheGoodsOnClinton

“Yeah I’d be surprised if rates don’t skyrocket across the entire nation...”

Gonna happen fer shur because that is what insurance is about-spreading the cost of individual losses across the policy holders as a group. So big losses in CA will be spread out over everybody else in the form of higher premiums. The smart insurance companies don’t sell policies in FL or CA.


16 posted on 01/23/2025 11:39:19 AM PST by ByteMercenary (Liberalism is a mental disorder.)
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To: Carry_Okie

Arson. We need death penalty for arson.


17 posted on 01/23/2025 11:42:16 AM PST by Yaelle
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To: Angelino97

I’m glad my insurance company does not do business in California (or the Gulf Coast).


18 posted on 01/23/2025 11:47:53 AM PST by lightman (Beat the Philly fraud machine the Amish did onest, ja? Nein, zweimal they did already!)
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To: Angelino97

I must have had my California foothills home teleported to Florida. I pay over $7800 a year.


19 posted on 01/23/2025 11:48:55 AM PST by onceone (0311, K Co., 3/5 1st Mar Div, RVN '68)
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To: onceone
According to the article, Florida is the riskiest state in the union.

California comes in second.

20 posted on 01/23/2025 11:55:54 AM PST by Angelino97
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