it isn’t hail that is the real problem. nearly every insurance claim related to solar panels is a result of the collateral damage caused by installation and maintenance. any time an installation of virtually anything is on your roof there will eventually be resultant damage. if someone puts a hole in a roof it WILL create an eventual leak point. installed a lot of skylights in my young construction days and the only guarantee was that eventually it would leak and cause considerable damage followed by insurance claims. insurance is not a guarantee...it is a “just in case” that you pay a commensurate amount of replacement money for. have an uncle who is an actuary. it’s insane how much money insurance pays out in relation to how much an individual insuree pays in. protect yourselves and your roof. never let ANYONE convince you that bolting something to your roof is a great idea. it isn’t.
Agree 100%. Years ago, a Direct TV installer wanted to put the dish on my roof. Told him wasn't going to happen. He put it on a post in my backyard.
#22 My aunt & uncle’s skylight had water leaks less then 10 years after installation. This in sunny California where it rains 12” in a year and not a single storm like in Minnesota where I am from.