Free Republic
Browse · Search
News/Activism
Topics · Post Article

Skip to comments.

TikTokers are trying to exploit a Chase bank ‘glitch’ — and discovering it comes at a huge cost
The new York Post ^ | Sept 1, 2024 | Isabel Keane

Posted on 09/01/2024 2:36:36 PM PDT by tlozo

A new TikTok trend has people posting their attempts to exploit a “glitch” in Chase bank ATMs that offers “infinite free money” — but quickly learning that a bank and its money are not so easily parted.

Experts say the “glitch” videos look an awful lot like check fraud — one of the oldest scams in the book.

Videos urging customers at the bank to take advantage of the “glitch” quickly took off online, prompting people to deposit fake checks for large sums of money. The glitch would credit some of the sham deposits to the customers’ accounts before the checks cleared.

One video showed people lined up outside of Chase locations in New York City, allegedly looking to take advantage of the “viral glitch to get free money,” one person wrote on X.

But, Chase quickly fixed the bug, and is now clawing back any money doled out to people who didn’t deserve it.

(Excerpt) Read more at nypost.com ...


TOPICS: Crime/Corruption; News/Current Events
KEYWORDS: bank; check; deposit; fraud
Navigation: use the links below to view more comments.
first 1-2021 next last
The Chase "glitch" was a viral TikTok trend exploiting a bug where a user could deposit a large check and have funds available for withdrawal immediately.

Chase has fixed the issue. Those who committed check fraud have negative balances and holds on their accounts.

people are currently lined up outside a Chase bank in New York trying to do the new viral glitch to get free money

1 posted on 09/01/2024 2:36:36 PM PDT by tlozo
[ Post Reply | Private Reply | View Replies]

To: tlozo

They were being crooked. Check fraud, prob jail and fees. Stupid people.

Maybe it’s called Chase for a reason.


2 posted on 09/01/2024 2:41:19 PM PDT by Beowulf9
[ Post Reply | Private Reply | To 1 | View Replies]

To: tlozo

They typically make only $100 immediately available. Some of these people must have deposited a lot of fake checks.


3 posted on 09/01/2024 2:46:32 PM PDT by proxy_user
[ Post Reply | Private Reply | To 1 | View Replies]

To: tlozo

Don’t play silly games with banks. I suspect there is an equivalent to a No Fly List banks circulate to warn other banks about crooked, shady customers. I sure would not want to be on any such list. Tik Tok can act like a Pied Piper to those gullible and dim.


4 posted on 09/01/2024 3:02:05 PM PDT by lee martell
[ Post Reply | Private Reply | To 1 | View Replies]

To: lee martell

Are people able to send real time alerts about these things on Tikctoc?


5 posted on 09/01/2024 3:19:20 PM PDT by nwrep
[ Post Reply | Private Reply | To 4 | View Replies]

To: tlozo

Greed plain and simple.


6 posted on 09/01/2024 3:21:56 PM PDT by metmom (He who testifies to these things says, “Surely I am coming soon.” Amen. Come, Lord Jesus”)
[ Post Reply | Private Reply | To 1 | View Replies]

To: tlozo

Writing a fraudulent check to your own bank account?

Brilliant criminals strike again!


7 posted on 09/01/2024 3:34:51 PM PDT by zeestephen (Trump "Lost" By 43,000 Votes - Spread Across Three States - GA, WI, AZ)
[ Post Reply | Private Reply | To 1 | View Replies]

To: tlozo

It’s not a glitch, it’s a convenience that banks offer to their honest customers allowing them access to their legit funds faster.

Now we’ll have to wait until a check fully clears (which could take 3-4 days) before being able to access those funds.

This is the difference between living in the society where people are mostly honest and follow basic moral principles of not stealing, and living in the society where such assumptions cannot be made.


8 posted on 09/01/2024 3:59:25 PM PDT by Truthsearcher
[ Post Reply | Private Reply | To 1 | View Replies]

To: tlozo

Infinite free money? Hey that’s the governments job or lie!


9 posted on 09/01/2024 4:08:46 PM PDT by xp38
[ Post Reply | Private Reply | To 1 | View Replies]

To: zeestephen

omg.

I saw one guy was panicking because he was overdrawn by almost $40k. The lines of people in front of the Chase banks were crazy! How did they think they would get away with this????


10 posted on 09/01/2024 4:22:02 PM PDT by Cowgirl of Justice
[ Post Reply | Private Reply | To 7 | View Replies]

To: tlozo
Stick to eating Tide Pods or some other dumb TikTok challenge.
It's safer.

11 posted on 09/01/2024 4:22:21 PM PDT by BitWielder1 (I'd rather have Unequal Wealth than Equal Poverty.)
[ Post Reply | Private Reply | To 1 | View Replies]

To: Truthsearcher

This is why we can’t have nice things.


12 posted on 09/01/2024 4:23:10 PM PDT by dfwgator (Endut! Hoch Hech!)
[ Post Reply | Private Reply | To 8 | View Replies]

To: tlozo

I saw mention of this glitch this morning and googled it, thinking it was a joke.

When I saw what it was, I knew these folks were in for a bad time. The banks know who deposited the bad checks and took out the funds. They will attempt to recoup whatever they can.

This is why when you hear about ATMs giving out 20s instead of 5s, you hear about the “honest” depositors giving the money back to the bank. Hell, they know the bank will just deduct the difference!


13 posted on 09/01/2024 4:23:35 PM PDT by Tanniker Smith (Rome didn't fall in a day, either)
[ Post Reply | Private Reply | To 1 | View Replies]

To: tlozo

In the early 2000s I was at McCormick convention center in Chicago.

I was buying a cup of coffee at the McDonalds and didnt have cash so used my chase debit card to pay.

There was a creepy guy staring at me and I noticed him and partially blocked him from seeing waht I was typing on the keypad. It was then I realized he passed vwery close in back of me.

I took my coffee and went up the escalator and my phone started getting Chase alerts deposits were being made on my account $2000 at a time for a total of $14000

Panicked, I called Chase. I got ahold of their internal fraud dept and spoke with an actual detective.

She calmed me down and told me every cent would be back in my account within 4 hours.

She also told me she had their licensce plates at multiple grocery stores they made the withdrawl within minutes after scanning my card.

They had teams on standby.

Before the call was finished she told me they apprehended one gang and she was confident shed have them all before end of business day.

Four hours later the money was back in my account.

Chase fraud is no joke.
Im a loyal Chaa se customer 40 years and will never leave them Bank of America and Wells Fargo are absolute crap banks for people who dont understand money. Chase is serious and understands its the customers money. They NEVER tell me No.


14 posted on 09/01/2024 4:32:59 PM PDT by DeathBeforeDishonor1 ( )
[ Post Reply | Private Reply | To 1 | View Replies]

To: Cowgirl of Justice

The problem is that they don’t think. Oh, they have thoughts for sure, but they don’t think.


15 posted on 09/01/2024 4:57:01 PM PDT by vpintheak (Sometimes you’re the windshield, sometimes you’re the bug. )
[ Post Reply | Private Reply | To 10 | View Replies]

To: Beowulf9
You sound as if you are familiar with the firm "Dewy, Cheetham and Howe".
16 posted on 09/01/2024 5:01:10 PM PDT by marktwain (The Republic is at risk. Resistance to the Democratic Party is Resistance to Tyranny. )
[ Post Reply | Private Reply | To 2 | View Replies]

To: marktwain
You sound as if you are familiar with the firm "Dewy, Cheetham and Howe".

For those who don't see the humor, the above is a joke about lawyers.

17 posted on 09/01/2024 5:03:39 PM PDT by marktwain (The Republic is at risk. Resistance to the Democratic Party is Resistance to Tyranny. )
[ Post Reply | Private Reply | To 16 | View Replies]

To: nwrep

That, I wouldn’t know. I rarely Tik or Tok unless directed there by someone in this site. Would not surprise me if DMs were delayed, due to heavy traffic.


18 posted on 09/01/2024 5:05:56 PM PDT by lee martell
[ Post Reply | Private Reply | To 5 | View Replies]

To: Truthsearcher

Yes, we have become a low trust society. The America of our fathers’ and grandfathers’ generations was a high trust society.


19 posted on 09/01/2024 5:09:09 PM PDT by nwrep
[ Post Reply | Private Reply | To 8 | View Replies]

To: tlozo
Also posted here:

TikTokers tried to exploit a Chase bank ‘glitch’ — and learned it came at a huge cost

20 posted on 09/01/2024 5:09:41 PM PDT by Drew68
[ Post Reply | Private Reply | To 1 | View Replies]


Navigation: use the links below to view more comments.
first 1-2021 next last

Disclaimer: Opinions posted on Free Republic are those of the individual posters and do not necessarily represent the opinion of Free Republic or its management. All materials posted herein are protected by copyright law and the exemption for fair use of copyrighted works.

Free Republic
Browse · Search
News/Activism
Topics · Post Article

FreeRepublic, LLC, PO BOX 9771, FRESNO, CA 93794
FreeRepublic.com is powered by software copyright 2000-2008 John Robinson