Your financial advisor is clearly a dangerous fool—time to fire them now.
FWIW, I make my own decisions. During early scamdemic days,I got 85% out of the market early. Learned of a mask manufacturer in Arizona (IIRC) from a freeper. Called “my guy” and sold more stock to buy big into the mask company stock at $7.25. He advised against getting out of the market so sharply then advised against the mask stock. That stock hit nearly $38.00. I backed out of it in three sell trades, the lowest of which was ~$16.00/share. Made EXCELLENT MONEY, even after short term capital gains tax.
When the scamdemic was nearly over, he had to admit that I was one the few clients who's portfolio was ahead during that time.
Although I thanked the freeper back then, if I could recall the username, I'd thank her again and send a personal thank you note.
I guess my point is that he is good for knowledge I simply don't have, but I make my own decisions.
Best wishes
(You're not wrong though)