1. Insurance companies do this regularly with annuities.2. The single largest risk to Social Security is government theft, which you can only de-risk by keeping their hand out of the cookie jar.
1. Insurance companies do this regularly with annuities.
2. The single largest risk to Social Security is government theft, which you can only de-risk by keeping their hand out of the cookie jar.
The point is you can’t eliminate risk.
Ok, all ss moneys get invested in stocks. Then stocks inflate based on more money chasing limited stocks. (we have that now) Yes, stocks in good business grows too. Then easy money chases high risk stocks. Govt encourages stupid investing like today and ...............
You can’t keep govt out of the cookie jar.
My biggest concern today is WHO is going to buy my stocks? They may not be there with money when I need it. It has happened before. Real Estate drops to a third of the high and stocks drop to a third of the high. I have seen it in my lifetime.
There has been discussion in our govt to take over our retirement plans and investments in the promise converting it into an annuity. I believe they would do this if they could.
YOU CANNOT ELIMINATE RISK if you expect a profit. You can reduce it by diversification at best.
your proposals paint a picture of perfect investment. NOT Happening. Look at the whole system.