“For all the good things he does he his advice has cost me millions.”
Why is it that people like you like to blame Dave Ramsey for your problems? Ramsey’s favorite investments are real estate. Which means, you have not been following his advice.
Real estate investments generally require debt.
I am not blaming him for any problems. I don’t have any problems. Just following his philosophy has limited any good returns on my cash. So don’t do the “people like you” thing.