Can old folks even get a mortgage?
If your credit rating is good, yes. It is against the law to discriminate based on age.
“Can old folks even get a mortgage?”
probably not ... little AGI and no debt, even if net-worth wealthy ...
new dwellings would probably have to be paid with cash from a previous sale ...
i bought my current house expecting to be carried out of it with my boots on ... single story, 4-on-12 roof, brick veneer, steel roof, etc.
Yes they can. For some strange reason, they will even give 70 year old people 30-year mortgages if their credit scores are good.
When I was 64 and my wife was 59, we bought this place on a 30-year mortgage. It's unlikely that either of us will live until 2049. I don't care if we die before it's paid off. That'll be someone else's problem.