[wny]

You don’t “store” your money in a bank. You lend it to them. It’s no longer “your” money. You become one of their creditors.

Good luck getting it back when the bank fails.

[who_would_fardels_bear]

When the Savings and Loans went bust everyone got ALL their money back, even amounts above the insured limit cuz Grandmas were too naive and kept all their money in one account. Of course all that money came either from taxpayers or an increased national debt.

[algore]

“You don’t “store” your money in a bank. You lend it to them. It’s no longer “your” money. You become one of their creditors.

Good luck getting it back when the bank fails.”

There is something called FDIC insurance.

They have less than 1% of the money they need to make you whole in the event of major bank failures.