If the insurance companies aren’t talking, then they’re hiding something...perhaps they’re required to at least partially subsidize the cost of insuring EVs? We know that the repair costs are several times higher than normal cars (at a minimum) - if those costs were fully passed on to owners, then the plan to end car ownership via a phony transition to EVs wouldn’t work.
Do recall that there has been a large increase in traffic fatalities since George Floyd’s death, as enforcement has dropped off in many areas.
Among blacks, in the month after George Floyd’s death, there was a 55% increase in traffic accident deaths compared to the prior month.
Car insurance, new cars, health insurance, grocery bills, utilities, rents, all skyrocketing...yet the Fed says inflation is tamed.
Right...
i.e. it’s your fault.
At least 30 to 40% of people around here only pick up a policy to get their car tagged then drop it until next year. The insurance lobby owns the state insurance board lock stock and barrel. Uninsured motorist coverage only covers meager medial payments so you are getting pretty much exactly nothing for a very high premium just for starters.
Ah the main reason is uninsured drivers as many “poor and lower middle class” do not even carry insurance or if they do it is long enough to get tags and then they drop it...Also so many especially younger types drive around on suspended licenses due to unpaid court fees or the biggie unpaid child support.
When we are on the freeways in California, there are numerous times where we simply cannot drive less than 80. I hate it but we have to drive what the others are driving. And on trips where there is a lot of freeway driving, there are a lot of accelerations using the on ramps. My insurance is due soon, so I guess we’ll be paying more regardless.
It’s either racism or global warming.
Another point is credit rating, bad credit equals bad insurance rating...most times someone with bad credit is a bad driver...and a bad risk so they charge accordingly.
I’ve got USAA. Have noticed things going up about 50 bucks every renewal. Have 3 cars insured with them for $850 every 6 months doesn’t seem too bad...
This is BS nonsense.
2020 was the safest year on record on the roads since the advent of the car thanks to lockdowns.
Folks that paid their full rates while their cars sat idle in their garages were fools.
Likewise they could not raise rates in 2020 nor much in 2021.
This is mostly fake news.
Illegals.
Been going on much longer than that. One example, in 2009 obama said police “acted stupidly” when they responded to a reported break-in.
Suggestion to all. If you ever get rear ended make sure to hire an ambulance chaser. You’ll get a payoff. My daughter tapped, yes tapped at under 5mph a black ghetto dweller who happened to be in our neck of the woods one night. Insurance paid her off to the tune of 86k. The damage to her car was less than 800.00
Phuck insurance companies, I guarantee if I ever get into an accident I’m calling for an ambulance. Might as well use the system like the black and brown ghetto dwellers do.
Well Colored types have been buying the Dodges for the most part and running from the Cops and crashing out..sure they had to carry some sort of cheap insurance...
It ends when insurance is just another service and no longer government required.
When governments mandate or subsidizes, prices explode, and the more they help, the worse it gets: health care, education...
I am a senior.. have had no claims.. drive maybe once a week.. my car is an older model.. and I pay about what comes down to $100 a month for insurance that only covers the other person. I’ve tried to get it lower...they say I have the lowest rate.
Illegal immigrants is why.
Read the fine print of your policy.
My insurance rise was mostly in the “uninsured motorist” category.
,