[Obadiah]

I think the inherent risk is that “Buy Now, Pay Later” essentially increases your credit limit freeing people up to charge even more on their credit cards. I don’t think this will end well.

[Jonty30]

I think they count on the people procrastinating. Even if you paid $100 every two weeks, you’d have $2600 paid down on whatever you bought.

It’s useful for things like ebikes, where you can pay that $2600 down and whatever you save on gas for the year, which where I am would be about $2400/year.

I wouldn’t use it if and then wait that year to start paying.

[Rdct29]

I wouldn't recommend anyone charge things but some people do it just to stay afloat. Bidenomics means the cost of every day necessities goes up 75% while your earnings go up 20%. People have to budget twice as much money for food and gas. If it cost $1000 per month in 2020 it cost $2000 per month today. Anyone who knew Joe Biden knew he would destroy the economy and the country.