how much is the “little or no interest” and are there fees?
I’ve used these. When I have used them, you get a year to pay before they start charging interest. Then it’s about the same interest as a credit card.
The way they work is little or no interest UNLESS the item isn’t paid off in the stated time. (NO INTEREST FOR 12 MONTHS ETC)
One day over the mark and the person owes ALL the interest they would have paid since day one of the purchase. And that rate?
It’s NOT low.
So many ways to separate the poor & optimistic from their money...