A quick calculation.
If you make $30,000 at age 30 and contribute 10% and employer does 50% match and rate of return is 5% and you retire at age 65,
You get: $477,000+
Buy individual stocks as I did. In 12 years I was able to retire going from $13,000 to seven figures despite congress causing a major drop in 2022 and 2023 and expect my AMD stock to double again this year.
In the last 4 months it doubled.
Look at Nvidia as it too doubled in the last 4 months and tripled in the past year.
Buy AMD and Nvidia. Get rich!
Thanks for your kind advice. :)