I can listen to Ramsey for about 5 seconds before that voice drives me crazy. Don’t know what that accent is called, but it’s nerve wracking.
Dave Ramsey’s accent is probably Southern/Tennesseeish.
His company has done great work rescuing people who have dug debt holes.
His Mortgage advice is sound, and his programs, to get out of those debt holes, work.
Did you really have to mention his voice?