[EVO X]

The national average credit score, which has steadily increased over the last decade, fell to 717 from a high of 718 in the beginning of 2023,

One point, really? I have excellent credit. My CU and credit card companies post credit scores when I login. From month to month my credit scores may vary from 10 to 15 points and I pay in full all the time...

[NorthMountain]

Do you use credit cards? Your credit score will vary with the “statement balance” on them, even if you pay the full statement balance every month and incur no interest charges.

[Qwapisking]

IF you let them make a few dollars in interest by not paying off the entire balance they will drastically raise your credit limit. you know why.