Furthermore, hospitals provide care to people with no income and no insurance. A homeless penniless guy from another country in the ICU for 2 weeks is part of what we’re paying for. Here in Texas that’s a lot more common than what people are willing to admit
Medicare is government taking care of us until it is actually redistribution pulling money away from working stiffs.
Last thing the middle class should do in addition to paying for people who choose to not work is get dinged on borrowing for homes and cars
You do not understand credit reports.
They are not arbitrary measurements of what a great person you are.
They measure credit risk for borrowers.
If you are a borrower you need the truth, the whole truth and nothing but the truth.
If you cannot get it you would be stupid to make the loan.