[Salman]

Do they really discriminate illegally? My guess is yes.

And never mind if the law itself is BS, that's not the point.

The Democrats want to sell them a license to incriminate that won't expire before the next election.

[DUMBGRUNT]

—”Do they really discriminate illegally? “

How does anyone know the race, gender, XYZ... about the loan applicants?

There is NO legal way they can know the race of loan applicants.

When big gov went after auto loans, they reviewed the name and assigned a possibility of being a recognized minority.

https://www.consumerfinancialserviceswatch.com/2014/09/18/big-data-takes-a-big-step-cfpb-offers-insight-into-its-fair-lending-proxy-methodology/#:~:text=BISG%20Methodology&text=For%20example%2C%20in%20order%20to,as%20that%20race%20or%20ethnicity.