There was a push years ago where you buy no fault insurance where if your in a wreck, you take care of your repairs, medical etc. The idea is that if you want to own a Porsche, you need to make sure your protected. EVs may make this a reality.
Right. Which gives the insurance industry a giant reason to push EVs, because along with your car payment, you are going to being paying a separate insurance about equal the amount to repair your car. Warranties.