My 25 year old son uses Aly bank. This is an internet ONLY bank. No branches. He is typical of his generation. No reason to go to the bank for the average consumer.
I am an investor in a local business bank here in NH. They have two locations. 57% percent of their AR is business loans. They DO NOT write mortgages. They will give an individual a checking or savings account.
“I am an investor in a local business bank here in NH.”
Excellent investment in my experience. I’ve invested in two bank startups. Both were gobbled up by larger banks in about 7 years, 600+% return on each.