High auto loans and 20% credit card rates for great credit and 8% home loans and at least 17% inflation and congress will not stop spending.
Average Car Loan Interest Rates by Credit Score
NerdWallet
https://www.nerdwallet.com › Auto Loans
Oct 10, 2023 — In the second quarter of 2023, the overall average auto loan interest rate was 6.63% for new cars and 11.38% for used cars.
I suspect the 6.63% rate is for a 5 year loan for a person with a stellar credit rating. My CU is at 5.7% for a 5 year loan. They don't advertise rates by credit score, but cross referencing other sites it is likely someone with just OK credit is going to get a rate around 10% for a new car.