“have determined on a lifestyle well within those limits.”
Been that way since I was a kid when brothers and I got a dime allowance per week.
My brothers would immediately spend and I would save.
Later when I could have shopped at Nordstrom, I shopped at Sears.
It’s just common sense cuz s**t happens and it’s best to be prepared. DUH!
I don't think we have experienced anything like what is coming down the road.
When we asked our Dad for a dollar, he’d point us to the garden hoe and say ‘weed four rows of corn at a quarter each.’
I have NOT had a car payment since 1984.
NO mortgage payment since 2004.