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To: Secret Agent Man

I have two credit cards. The first has a $500 limit and I use that for my daily purchases. I pay that off every two weeks. The other one, I use for purchases that are too large that I need to still make, but I pay that down 10% every two weeks until it gets paid up. That works out to be about 4% interest when I have to do that.

Otherwise, I don’t carry balances.


12 posted on 08/08/2023 6:55:34 PM PDT by Jonty30 (If liberals were truth tellers, they'd call themselves literals. )
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1/30th of what Congress has racked up.


13 posted on 08/08/2023 7:00:00 PM PDT by proust (All posts made under this handle are, for the intents and purposes of the author, considered satire.)
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To: Jonty30
I have about 15 credit cards. Some are hotel cards that give a free annual room for $49-$99. Some give reward points. I don’t carry balances and trust purchased like they made with cash.

I’ve probably gotten well over $100,000 travel benefits. I’m a flight to Europe now that is costing $5.60.

29 posted on 08/08/2023 7:29:12 PM PDT by The Truth Will Make You Free
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To: Jonty30
I have two credit cards. The first has a $500 limit and I use that for my daily purchases. I pay that off every two weeks. The other one, I use for purchases that are too large that I need to still make, but I pay that down 10% every two weeks until it gets paid up.

I have an airline miles card. I use it frequently but would never carry a balance. The current interest rate is around 20%. If I were to get blindsided for a big expense, I would use my credit union card that still has a 10% interest rate.

51 posted on 08/09/2023 6:46:29 AM PDT by EVO X ( )
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