I have a friend who is a travel agent. One of her clients died on a cruise in the Bahamas. The body was transported on a helicopter to Miami and the helicopter company billed the family of the deceased $50,000. The travel agent investigated and found that the helicopter company had also transported, for free, a number of medical personnel not related to this incident on the same flight. They were not billed. (I don’t recall how this part happened, but the helicopter company was forced to divide up the bill between the passengers. I’m pretty sure the other passengers were not expecting a ten grand bill for a short helicopter flight. But things like this happen.)
That’s why I get that cruise insurance. My mom had to be airlifted from a cruise ship to Ft. Lauderdale, fl in 2013. We’d have to pay 20G if not for that cheap insurance. Thank goodness my sister insisted she get it.