[Tell It Right]

Respectfully, I believe you misread me when you say that "you seem to imply" that those who disagree with me and pay off debts aren't saving and investing. In fact, regarding people who emphasize being debt free, I posted phrases like "I get that" and "IMHO" and "people who do that are better off than most people", all 3 of which are in the post you're replying to and many more in other posts from me in this thread. I'm simply having an open discussion that perhaps in the drive to pay off debt we also make sure we don't do it to the detriment of not investing enough in growth to offset inflation.

And to be honest, I probably made too much of your phrase "huge mistake to retire with any debt" (which I took as a slam against my strategy) because you did preface it with "I personally think...". Which should have been enough to inform me that you're having an open and respectful discussion as I am. For that I apologize.

[fatboy]

Apology accepted.

When you get some free time, make a study of 1st Thessalonians 5:21 and make application to Proverbs 22:7 and then ask yourself this question: “Is there a mortgage or HELOC exception to the passage”? Let me know what you come up with because I like to think that I’m teachable. Thanks.