[VeniVidiVici]

I’m looking at the check for my 1998 basic homeowners insurance - $169. The windstorm was $256 extra as I remember.

And the house I bought in '92 for $89K is supposedly worth $450K now.

Wonder if that might have something to do with it?

[Brian Griffin]

“house I bought in ‘92 for $89K is supposedly worth $450K now.

Wonder if that might have something to do with it?”

Real property insurance is normally keyed to the cost of the structure (and in Florida its age).

Construction costs are up about four-fold, so $1700 = (4*($169+$256)) total would be the construction cost inflated comparable premium total.